A car accident is a terrifying and traumatic experience. If you’ve suffered serious injuries, the experience may also involve painful medical procedures and long recovery periods. When the accident occurs due to someone else’s negligence, reckless driving, intoxication, or intentional actions on the road it’s even more distressing since it was preventable if only the other party had taken reasonable care.
If you’ve had a car accident in Plano, Texas, or the surrounding area, and suffered serious injuries, you may find medical bills piling up at the same time that you aren’t able to return to work. Just when you need to focus on healing, you may be overburdened with the economic damages related to your car accident.
Fortunately, Texas offers redress for car accident victims injured in accidents caused by someone else. A Plano car accident attorney is your best ally in navigating the comparative negligence insurance laws in Texas. Don’t take on the insurance companies alone, when maximizing your compensation is in your best interests and not theirs.
If you’ve been injured in a car accident, call our Plano car accident lawyers today for a free consultation so we can begin a winning strategy for your compensation.
At Carew Garcia Bohuslav Law, PLLC, we are uniquely qualified to defend your rights against powerful insurance companies. Before our over 20 years of defending car accident victims, we represented large corporate clients, granting us invaluable insight into navigating claims against insurance companies that protect profits over payouts.
Your Plano car accident lawyer from our firm will thoroughly investigate your accident to identify the liable party, gather evidence of negligence, and draft a compelling demand letter to the appropriate insurance company. We’ll engage in strong, evidence-backed negotiations with the insurance company to seek the maximum compensation for your damages.
In a car accident, coming to a sudden stop in a collision causes tremendous force. Even at a sedate 30mph, a 100-pound person becomes a 3,000-pound force. Added to the crash force, the body sustains other trauma from contact with interior surfaces and crushing metal. Common injuries in car accidents include the following:
Even relatively minor injuries may require expensive medical care and missed work days. More serious injuries can cause significant financial hardship as well as life-altering physical effects. When someone else’s actions caused your injuries, you shouldn’t have to be responsible for the damages.
Car accident injuries can be serious or even catastrophic or deadly. They also quickly become costly. You shouldn’t be left holding the bag when someone else was at fault for the accident. Even if you share some degree of blame for how the accident occurred, you can still recover damages under the Texas comparative negligence insurance laws as long as you were 50% or less at fault. Common damages claimed in car accident cases in Plano include:
While non-economic damages like pain and suffering may be more difficult to quantify, they can be the most impactful effect of a car accident. If your injury has had a serious negative impact on your life, financial compensation can not only recover your financial losses but also help you gain a sense of justice for the preventable injury you’ve suffered.
Texas’s comparative fault insurance system allows injury victims to recover a portion of their damages, minus the percentage they’re found to be at fault in an accident. For example, if you were 20% at fault because you didn’t have your headlights on at dusk and a driver’s unsafe lane change caused an accident, you can still recover 80% of your damages. If your damages amount to $100,000 you can still gain $80,000 in compensation for medical expenses and pain and suffering.
Sometimes insurance companies use the state’s comparative fault laws against injury victims and attempt to assign them a greater percentage of blame than they’re due. A skilled Texas car accident attorney in Plano understands how to counteract this common tactic to maximize your financial recovery.
The aftermath of a car accident is dangerous and frightening—especially if you or your loved ones have suffered serious injuries. Knowing what to do to protect yourself physically and financially after an accident is crucial. No one is prepared for an accident, but knowing what to do ahead of time can help you to keep a cool head. After a car accident, take the following steps:
Always go to a hospital and have a thorough examination. Ask for a detailed medical report with your doctor’s recommendations for your treatment and your prognosis for recovery. Then obtain a copy of the police report and your medical report. Save your medical bills and related expense receipts. Be sure to set up a consultation with a Plano car accident lawyer from Carew Garcia Bohaslav, PLLC, before speaking to insurance company representatives.
Insurance companies use many common methods to undervalue claims or deny them outright. Besides using the state’s comparative negligence laws against you, an insurance company might use the following tactics:
It’s always best to hire a Plano car accident lawyer with decades of experience with large insurance companies and then direct all communications with them to your lawyer. You should also avoid posting on social media completely until you’ve settled your accident claim.
Because Texas is a fault-based insurance state, the plaintiff (injury victim) bears the burden of proving the at-fault party liable for damages. Your car accident attorney from Carew Garcia Bohuslav will gather evidence such as the police report, traffic camera footage, eyewitness testimony, and testimony from accident reconstruction experts to prove liability. This requires demonstrating the following:
Once your attorney proves the negligent party liable for damages, they’ll work diligently toward calculating your damages and obtaining the maximum settlement.
The vast majority of car accident claims settle out of court, especially when the injury victim has a skilled lawyer working on their behalf. Only about 5% of cases require a lawsuit filed within the state’s two-year statute of limitations for car accident cases. If your Plano car accident attorney from Carew Garcia Bohuslav doesn’t recover your compensation in an ample settlement, we are more than willing to fight aggressively for your damages in court. Court cases take more time than settlements but a jury award is often larger than a settlement.
If you or a loved one suffered serious injuries in a car accident in Plano, you deserve the skilled representation of a firm that focuses on the unique details of every case to gain the best results for each client.
Reach out to our Plano law office today for your free consultation. We only get paid if we achieve full success in recovering your losses.